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Packet · Sep 8, 2025

Township Council Meeting — Packet

Preserved file SHA-25692421e2c49001027fc7536ad67d3a308eb6098a27cc3118cc6ded6f38a03f570

Indexed text

Page 87

193-25 DISCHARGE OF MORTGAGE WHEREAS on October 19, 2012, Borrowers Calvin & Sabrina Gaines (collectively the “Borrowers”) executed a Mortgage in the amount of $34,450 (the (“Mortgage”) to secure a loan through the Township of West Orange’s Housing Rehabilitation Program on the Borrowers’ property located at 171 Maple Street, West Orange, New Jersey 07052 (the “Property”); and WHEREAS the Mortgage was recorded with the Essex County Register of Deeds and Mortgages on May 24, 2013, as Instrument 13046717 in Mortgage Book 12435, Page 9876; and WHEREAS the loan through the Township of West Orange’s Housing Rehabilitation Program provides for a forgiveness of the loan at the twelfth (12th) anniversary of the release of payment for the loan; and WHEREAS the twelfth (12th) anniversary of the release of payment for the loan has passed. This Mortgage has been PAID IN FULL or otherwise SATISFIED and DISCHARGED. THEREFORE, the Lender Township of West Orange declares that the Mortgage recorded on May 24, 2013 as Instrument 13046717 in Mortgage Book 12435, Page 9876 be and is hereby SATISFIED and DISCHARGED. It may now be discharged of record. This means that the Mortgage is now canceled and void. TOWNSHIP OF WEST ORANGE Record & Return to: Community Action Services PO Box 6025 East Brunswick, NJ 08816 Mayor Susan McCartney_____________________ Print Name By: _________________________________ Signature =================================================================== STATE OF NEW JERSEY, COUNTY OF ESSEX SS.: I CERTIFY that on ____________________, 2025, __________________________________________ personally came before me and stated to my satisfaction that this person (or if more than one, each person): (a) was the maker of the attached instrument; and (b) was authorized to and did execute this instrument as Mayor of the entity named in this instrument. Signed and sworn before me on the ________ of ____________________, 2025 _________________________________ WITNESS: (Print Witness Name) _________________________________ NOTARY PUBLIC

Page 88

194-25 September 8, 2025 RESOLUTION WHEREAS, on or about March 16, 2013, Karen Merzon executed a Mortgage in the amount of $35,000 (the “Mortgage”) to secure a loan through the Township of West Orange’s Housing Rehabilitation Program on the property located at Block 159.08, Lot 39.03 on the Tax Map for the Township of West Orange, commonly known as 40 Edgewood Avenue, West Orange, New Jersey 07052 (the “Property”); and WHEREAS, the Mortgage was recorded on May 9, 2013, as Instrument 13041012 in Mortgage Book 12432, Page 5608 with the Essex County Register of Deeds and Mortgages; and WHEREAS, the loan through the Township of West Orange’s Housing Rehabilitation Program provides for a forgiveness of the loan at the twelfth (12th) anniversary of the release of payment for the loan; and WHEREAS the twelfth (12th) anniversary of the release of payment for the loan has passed; and WHEREAS, the Township of West Orange seeks the execution of a Discharge of Mortgage, annexed hereto as Exhibit “A,” to record that the loan has been forgiven, and the Mortgage has been satisfied and discharged. NOW, BE IT RESOLVED THAT the Mayor be and is hereby authorized to execute the Discharge of Mortgage, annexed hereto as Exhibit “A,” as to the Property; and be it further RESOLVED that the Municipal Clerk be and is hereby authorized to attest to the Mayor’s signature on the Discharge of Mortgage concerning the Property; and be it further RESOLVED that a copy of the Resolution shall be made available in the Clerk’s office in accordance with applicable law. Karen J. Carnevale, R.M.C. Municipal Clerk Adopted: September 8, 2025 Joseph Krakoviak Council President

Page 89

194-25 DISCHARGE OF MORTGAGE WHEREAS on March 16, 2013, Borrowers Karen Merzon (the “Borrower”) executed a Mortgage in the amount of $35,000 (the “Mortgage”) to secure a loan through the Township of West Orange’s Housing Rehabilitation Program on the Borrowers’ property located at 40 Edgewood Avenue, West Orange, New Jersey 07052 (the “Property”); and WHEREAS the Mortgage was recorded with the Essex County Register of Deeds and Mortgages on May 9, 2013, as Instrument 13041012 in Mortgage Book 12432, Page 5608; and WHEREAS the loan through the Township of West Orange’s Housing Rehabilitation Program provides for a forgiveness of the loan at the twelfth (12th) anniversary of the release of payment for the loan; and WHEREAS the twelfth (12th) anniversary of the release of payment for the loan has passed. This Mortgage has been PAID IN FULL or otherwise SATISFIED and DISCHARGED. THEREFORE, the Lender Township of West Orange declares that the Mortgage recorded on May 9, 2013 as Instrument 13041012 in Mortgage Book 12432, Page 5608 be and is hereby SATISFIED and DISCHARGED. It may now be discharged of record. This means that the Mortgage is now canceled and void. TOWNSHIP OF WEST ORANGE Record & Return to: Community Action Services PO Box 6025 East Brunswick, NJ 08816 Mayor Susan McCartney_____________________ Print Name By: _________________________________ Signature =================================================================== STATE OF NEW JERSEY, COUNTY OF ESSEX SS.: I CERTIFY that on ____________________, 2025, __________________________________________ personally came before me and stated to my satisfaction that this person (or if more than one, each person): (a) was the maker of the attached instrument; and (b) was authorized to and did execute this instrument as Mayor of the entity named in this instrument. Signed and sworn before me on the ________ of ____________________, 2025 _________________________________ WITNESS: (Print Witness Name) _________________________________ NOTARY PUBLIC

Page 90

195-25 September 8, 2025 RESOLUTION WHEREAS, on or about January 11, 2013, Stephanie A. Maxi and Jean J. Maxi executed a Mortgage in the amount of $34,945 (the “Mortgage”) to secure a loan through the Township of West Orange’s Housing Rehabilitation Program on the property located at Block 113B8, Lot 96 on the Tax Map for the Township of West Orange, commonly known as 7 Ridgehurst Road, West Orange, New Jersey 07052 (the “Property”); and WHEREAS, the Mortgage was recorded on May 24, 2013, as Instrument 13046716 in Mortgage Book 12435, Page 9871 with the Essex County Register of Deeds and Mortgages; and WHEREAS, the loan through the Township of West Orange’s Housing Rehabilitation Program provides for a forgiveness of the loan at the twelfth (12th) anniversary of the release of payment for the loan; and WHEREAS the twelfth (12th) anniversary of the release of payment for the loan has passed; and WHEREAS, the Township of West Orange seeks the execution of a Discharge of Mortgage, annexed hereto as Exhibit “A,” to record that the loan has been forgiven, and the Mortgage has been satisfied and discharged. NOW, BE IT RESOLVED THAT the Mayor be and is hereby authorized to execute the Discharge of Mortgage, annexed hereto as Exhibit “A,” as to the Property; and be it further RESOLVED that the Municipal Clerk be and is hereby authorized to attest to the Mayor’s signature on the Discharge of Mortgage concerning the Property; and be it further RESOLVED that a copy of the Resolution shall be made available in the Clerk’s office in accordance with applicable law. Karen Carnevale, R.M.C. Municipal Clerk Adopted: September 8, 2025 Joseph Krakoviak Council President

Page 91

195-25 DISCHARGE OF MORTGAGE WHEREAS on January 11, 2013, Borrowers Stephanie A. & Jean J. Maxi (collectively the “Borrowers”) executed a Mortgage in the amount of $34,945 (the (“Mortgage”) to secure a loan through the Township of West Orange’s Housing Rehabilitation Program on the Borrowers’ property located at 7 Ridgehurst Road, West Orange, New Jersey 07052 (the “Property”); and WHEREAS the Mortgage was recorded with the Essex County Register of Deeds and Mortgages on May 24, 2013, as Instrument 13046716 in Mortgage Book 12435, Page 9871; and WHEREAS the loan through the Township of West Orange’s Housing Rehabilitation Program provides for a forgiveness of the loan at the twelfth (12th) anniversary of the release of payment for the loan; and WHEREAS the twelfth (12th) anniversary of the release of payment for the loan has passed. This Mortgage has been PAID IN FULL or otherwise SATISFIED and DISCHARGED. THEREFORE, the Lender Township of West Orange declares that the Mortgage recorded on May 24, 2013 as Instrument 13046716 in Mortgage Book 12435, Page 9871 be and is hereby SATISFIED and DISCHARGED. It may now be discharged of record. This means that the Mortgage is now canceled and void. TOWNSHIP OF WEST ORANGE Record & Return to: Community Action Services PO Box 6025 East Brunswick, NJ 08816 Mayor Susan McCartney_____________________ Print Name By: _________________________________ Signature =================================================================== STATE OF NEW JERSEY, COUNTY OF ESSEX SS.: I CERTIFY that on ____________________, 2025, __________________________________________ personally came before me and stated to my satisfaction that this person (or if more than one, each person): (a) was the maker of the attached instrument; and (b) was authorized to and did execute this instrument as Mayor of the entity named in this instrument. Signed and sworn before me on the ________ of ____________________, 2025 _________________________________ WITNESS: (Print Witness Name) _________________________________ NOTARY PUBLIC

Page 92

196-25 September 8, 2025 RESOLUTION WHEREAS, on or about February 6, 2012, Vernon G. Mitchell and Thelma C. Mitchell executed a Mortgage in the amount of $35,000 (the “Mortgage”) to secure a loan through the Township of West Orange’s Housing Rehabilitation Program on the property located at Block 152.17, Lot 957 on the Tax Map for the Township of West Orange, commonly known as 589 Eagle Rock Avenue, West Orange, New Jersey 07052 (the “Property”); and WHEREAS, the Mortgage was recorded on May 9, 2013, as Instrument 13041017 in Mortgage Book 12432, Page 5648 with the Essex County Register of Deeds and Mortgages; and WHEREAS, the loan through the Township of West Orange’s Housing Rehabilitation Program provides for a forgiveness of the loan at the twelfth (12th) anniversary of the release of payment for the loan; and WHEREAS the twelfth (12th) anniversary of the release of payment for the loan has passed; and WHEREAS, the Township of West Orange seeks the execution of a Discharge of Mortgage, annexed hereto as Exhibit “A,” to record that the loan has been forgiven, and the Mortgage has been satisfied and discharged. NOW, BE IT RESOLVED THAT the Mayor be and is hereby authorized to execute the Discharge of Mortgage, annexed hereto as Exhibit “A,” as to the Property; and be it further RESOLVED that the Municipal Clerk be and is hereby authorized to attest to the Mayor’s signature on the Discharge of Mortgage concerning the Property; and be it further RESOLVED that a copy of the Resolution shall be made available in the Clerk’s office in accordance with applicable law. Karen Carnevale, R.M.C. Municipal Clerk Adopted: September 8, 2025 Joseph Krakoviak Council President

Page 93

196-25 DISCHARGE OF MORTGAGE WHEREAS on February 6, 2013, Borrowers Vernon G. & Thelma C. Mitchell (collectively the “Borrowers”) executed a Mortgage in the amount of $35,000 (the (“Mortgage”) to secure a loan through the Township of West Orange’s Housing Rehabilitation Program on the Borrowers’ property located at 589 Eagle Rock Avenue, West Orange, New Jersey 07052 (the “Property”); and WHEREAS the Mortgage was recorded with the Essex County Register of Deeds and Mortgages on May 9, 2013, as Instrument 13041017 in Mortgage Book 12432, Page 5648; and WHEREAS the loan through the Township of West Orange’s Housing Rehabilitation Program provides for a forgiveness of the loan at the twelfth (12th) anniversary of the release of payment for the loan; and WHEREAS the twelfth (12th) anniversary of the release of payment for the loan has passed. This Mortgage has been PAID IN FULL or otherwise SATISFIED and DISCHARGED. THEREFORE, the Lender Township of West Orange declares that the Mortgage recorded on May 9, 2013 as Instrument 13041017 in Mortgage Book 12432, Page 5648 be and is hereby SATISFIED and DISCHARGED. It may now be discharged of record. This means that the Mortgage is now canceled and void. TOWNSHIP OF WEST ORANGE Record & Return to: Community Action Services PO Box 6025 East Brunswick, NJ 08816 Mayor Susan McCartney_____________________ Print Name By: _________________________________ Signature =================================================================== STATE OF NEW JERSEY, COUNTY OF ESSEX SS.: I CERTIFY that on ____________________, 2025, __________________________________________ personally came before me and stated to my satisfaction that this person (or if more than one, each person): (a) was the maker of the attached instrument; and (b) was authorized to and did execute this instrument as Mayor of the entity named in this instrument. Signed and sworn before me on the ________ of ____________________, 2025 _________________________________ WITNESS: (Print Witness Name) _________________________________ NOTARY PUBLIC

Page 94

197-25 September 8, 2025 RESOLUTION WHEREAS, on or about January 12, 2013, Dagmar Hobson executed a Mortgage in the amount of $34,790 (the “Mortgage”) to secure a loan through the Township of West Orange’s Housing Rehabilitation Program on the property located at Block 3, Lot 87 on the Tax Map for the Township of West Orange, commonly known as 17 Tremont Avenue, West Orange, New Jersey 07052 (the “Property”); and WHEREAS, the Mortgage was recorded on May 24, 2013, as Instrument 13046715 in Mortgage Book 12435, Page 9866 with the Essex County Register of Deeds and Mortgages; and WHEREAS, the loan through the Township of West Orange’s Housing Rehabilitation Program provides for a forgiveness of the loan at the twelfth (12th) anniversary of the release of payment for the loan; and WHEREAS the twelfth (12th) anniversary of the release of payment for the loan has passed; and WHEREAS, the Township of West Orange seeks the execution of a Discharge of Mortgage, annexed hereto as Exhibit “A,” to record that the loan has been forgiven, and the Mortgage has been satisfied and discharged. NOW, BE IT RESOLVED THAT the Mayor be and is hereby authorized to execute the Discharge of Mortgage, annexed hereto as Exhibit “A,” as to the Property; and be it further RESOLVED that the Municipal Clerk be and is hereby authorized to attest to the Mayor’s signature on the Discharge of Mortgage concerning the Property; and be it further RESOLVED that a copy of the Resolution shall be made available in the Clerk’s office in accordance with applicable law. Karen Carnevale, R.M.C. Municipal Clerk Adopted: September 8, 2025 Joseph Krakoviak Council President

Page 95

197-25 DISCHARGE OF MORTGAGE WHEREAS on January 12, 2013, Borrower Dagmar Hobson (the “Borrower”) executed a Mortgage in the amount of $34,790 (the “Mortgage”) to secure a loan through the Township of West Orange’s Housing Rehabilitation Program on the Borrowers’ property located at 17 Tremont Avenue, West Orange, New Jersey 07052 (the “Property”); and WHEREAS the Mortgage was recorded with the Essex County Register of Deeds and Mortgages on May 24, 2013, as Instrument 13046715 in Mortgage Book 12435, Page 9866; and WHEREAS the loan through the Township of West Orange’s Housing Rehabilitation Program provides for a forgiveness of the loan at the twelfth (12th) anniversary of the release of payment for the loan; and WHEREAS the twelfth (12th) anniversary of the release of payment for the loan has passed. This Mortgage has been PAID IN FULL or otherwise SATISFIED and DISCHARGED. THEREFORE, the Lender Township of West Orange declares that the Mortgage recorded on May 24, 2013 as Instrument 13046715 in Mortgage Book 12435, Page 9866 be and is hereby SATISFIED and DISCHARGED. It may now be discharged of record. This means that the Mortgage is now canceled and void. TOWNSHIP OF WEST ORANGE Record & Return to: Community Action Services PO Box 6025 East Brunswick, NJ 08816 Mayor Susan McCartney_____________________ Print Name By: _________________________________ Signature =================================================================== STATE OF NEW JERSEY, COUNTY OF ESSEX SS.: I CERTIFY that on ____________________, 2025, __________________________________________ personally came before me and stated to my satisfaction that this person (or if more than one, each person): (a) was the maker of the attached instrument; and (b) was authorized to and did execute this instrument as Mayor of the entity named in this instrument. Signed and sworn before me on the ________ of ____________________, 2025 _________________________________ WITNESS: (Print Witness Name) _________________________________ NOTARY PUBLIC

Page 96

198-25 September 8, 2025 RESOLUTION WHEREAS, on or about January 12, 2012, Tuluhan Oral-Gurkan executed a Mortgage in the amount of $35,000 (the “Mortgage”) to secure a loan through the Township of West Orange’s Housing Rehabilitation Program on the property located at Block 52.01, Lot 50.04 on the Tax Map for the Township of West Orange, commonly known as 8 Vosseler Court, West Orange, New Jersey 07052 (the “Property”); and WHEREAS, the Mortgage was recorded on May 24, 2013, as Instrument 13046718 in Mortgage Book 12435, Page 9881 with the Essex County Register of Deeds and Mortgages; and WHEREAS, the loan through the Township of West Orange’s Housing Rehabilitation Program provides for a forgiveness of the loan at the twelfth (12th) anniversary of the release of payment for the loan; and WHEREAS the twelfth (12th) anniversary of the release of payment for the loan has passed; and WHEREAS, the Township of West Orange seeks the execution of a Discharge of Mortgage, annexed hereto as Exhibit “A,” to record that the loan has been forgiven, and the Mortgage has been satisfied and discharged. NOW, BE IT RESOLVED THAT the Mayor be and is hereby authorized to execute the Discharge of Mortgage, annexed hereto as Exhibit “A,” as to the Property; and be it further RESOLVED that the Municipal Clerk be and is hereby authorized to attest to the Mayor’s signature on the Discharge of Mortgage concerning the Property; and be it further RESOLVED that a copy of the Resolution shall be made available in the Clerk’s office in accordance with applicable law. Karen Carnevale, R.M.C. Municipal Clerk Adopted: September 8, 2025 Joseph Krakoviak Council President

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