Draft_October 2025_West Orange_HEFSP_with Appendices

CHICAGO TITLE INSURANCE COMPANY X-47344 TITLE INSURANCE COMMITMENT SCHEDULE A NUMBER 4 (continued) DESCRIPTION ALL that certain lot, parcel or tract of land, situate and lying in the Township of West Orange, County of Essex, State of New Jersey, and being more particularly described as follows: BEGINNING at a point in the Northwesterly sideline of Terrace Avenue said point being distant 435.01 feet as measured Northeasterly from the intersection of said sideline of Terrace Avenue with the Easterly sideline of Eagle Rock Avenue and running, thence (1) ~~ ‘North 50 degrees 49 minutes 00. seconds West 219.89 feet to a point, thence (2) North 13 degrees 01 minutes 00 seconds East 27.70 feet to a point, thence (3) South 50 degrees 49 minutes 00 seconds East 93.50 feet to a point t (4) North 33 degrees 12 minutes East 25.00 feet to a point, thence (5) South 50 degrees 49 minutes 00 seconds East 36.00.feet (6) North 33 degrees 12 mimutes 00 seconds East 50.60 feet t ‘a point, thence (7) South $0 degrees 49 minutes 00 seconds Hast 100.00 feet to a point in the Northwesterly sideline of Terrace Avenue, 3 degrees 12 minutes 00 face of Beginning. ¥m.Block 152-4 as shown on “Map of lenry N. Bowers, Esq.” filed on May 16, (8) Along said sideline of Terrace Avenue: seconds West 100,00 feet to the poi Being known as Lots 1391, 1392, 1393 ap Eagle Rock terrace, West Orange, NJ Prop 1907 in Case 53-C. BEING in accordance with a survey prepared by Benjamin and Wizorek, Inc. dated May 11, 2012. LOT 1391 & 1392 IN BLOG (Said Lot and Block reported: IN THE ‘TAX MAP. tional purposes only)

AS TO TAX LOT 1392 (1393, 1394), BLOCK 152.21: BEING the same premises conveyed to Dominie Cerrato and Mildred Cerrato, his wife, by Deed from The Town of West Orange, a municipal corporation, dated April 8, 1959, and recorded in the Office of the Essex County Register in Book 3632, Page 195, on April 29, 1959, The said Dominic Cerrate predeceased his wife and died on January 15, 2010, thereby vesting full tide in Mildred Cerrato, his wife, as Surviving Tenant by the Entirety. The said Mildred Cerrato died Testate on November 7, 2010, and her Last Will and Testament was admitted to probate on March 16, 2011, in the Office of the Essex County Surrogate as Docket No. 2011-0726. Letters Testamentary were issued to Dis k, who qualified as Exeeutrix of the Estate of Mildred D. Cerrato, De ud. The said Mildred Cerrato left her estate to her children, Diana Sefchik and Carol DiVitto, under Article Third (A) of her Will. Se The street address of the Property is: 19 TERRACE AVENUE, W JERSEY 070852. ANGE, NEW rantor has done no act to 4. Promises by Grantor. encumber the property. This promise means that the Grantor has not allewed ar alfect the property (such as by making a mort Grantor). The Grantor promises that “4h 5. Signatures. The Grantor sig Witnessed By: NL MICHAELS. WERNICK Die Sick DIANA SEFCHIK, IN‘SIVIDUALLY AND AS EXECUTRIX OF THE WILL OF MIDRED D. CERRATO AW CAROL DiVITTO, INDIVIDUALLY

STATE OF NEW JERSEY SS. COUNTY OF HUDSON 1 CERTIFY that on AUGUST lb > 2012, DIANA SEFCHIK personally came before me and stated to my satisfaction that: (a) she was the maker of this Deed. both in her individual capacity as an heir of the Estate of Mildred D. Cerrata, Deceased, and as Executix of the Will of Mildred D Cerrato; (b) she executed this Deed as her own act, both individually and as Executrix of the Will of Mildred D. Cerrato; and {e) this Deed was made for THREE HUNDRED TWENTY THOUSAND HUNDRED FIFTY DOLLARS ($320,950.00) as the full and actual consideration paid or to be paid for the transfer of title. (Such consideration is defined in N..S.A, 46:15-5). MICHAEL 8, WERN An Attorney at Law of New Jersey STATE OF NEW JERSEY SS: COUNTY OF HUDSON (CERTIFY that on AUGUST ly 20125 _DIVETTO personally cane before me and stated to my satisfaction that she: (a) was the maker of this D Mildred D. Cerrato, Dec (b) executed this Deed as (ce) made this Deed fc HUNDRED FIFTY paid or to be. 46:15-5). ividual capacity as an heir of the Estate of n.act; and, HUNDRED TWENTY THOUSAND NINE RS ($320,950.00) as the full and actual consideration ansfer of title. (Such consideration is defined in NS.A v MICHAEL S. WERNICK An Attorney at Law of the State of New Jersey RECORD and RE KEI TH R.SA . Berman, Sauter, Record & Jardim, PC : P.O. Box 2249 Morristown, NJ 07962

, a GIT/REP-3 Os (6-10) State of New Jersey SELLER’S RESIDENCY CERTIFICATION/EXEMPTION (C.55, PLL. 2004) E NFORMATION:(Séé)liistri Name(s) ESTATE OF MILDRED CERRATO Current Resident Address Street: 102 READINGTON ROAD Gily, Town, Post Office — State Zip Code WHITEHOUSE STATION NJ 08889 Block(s) Lous) Qualifier 152.24 1391 and 1392 (1293,1394) Street Address: — 19 TERRACE AVENUE City, Town, Post Office Slate Zip Code WEST ORANGE é 07082 Seller's Percentage of Ownership Consideration Closing Date 98% 1, JR] | am a resident taxpayer (individual, estate, or ust) of the:State-of New Jersey pursuant lo N.J.S.A, 54A;1-1 et seq. and will file a resident gross income tax return and pare anager laxes on any gain or income from the disposition of this property, : Cocos 11 (0 a mortgagee in foractosure or in a transfer in lieu of foreclosure with 3. [[] Lam a mortgagor conveying the mortgage no additional consideration 4. 1 Seller, transferor or transferee is al of New Jarsey, the Federal National National Mortgage Association, or a pi gency‘gr authorily of Ihe United States of America, an agency or aulhorily of the State rigage Association, the Federal Home Loan Mortgage Corporation, the Government 1é mortgage insurance company, Seller is not an individual, estatt’ NJS.ASAA:1-1 et seq trust and as such not required to make an estimated payment pursuant to The total consideration te payment pursuantta.| perty is $1,000 or less and as such, the seller is not required to make an estimated A. S4A;5-1-1 et Seq im 7. O The gain from the safé&yvilt not be recognized for Federal income tax purposes under |,R.C, Section 721, 1031, 1033 or is a cemetery plot, (CIRCLE‘THE APPLICABLE SECTION). If such section does not ultimately apply to this transaction, the seller acknowledges lhe obligation to file a New Jersey income tax return for the year of the sale (see instructions), oO Oo No non-like kind property received Transfer by an executor or administrator of a decedent ta a devisee or heir to effect distribution af the decedent's estate in accordance with the provisions of the decedent's will or the intestate laws of this state. ige that any false statement contained herein could ne punished by fine, imprisonment, or bath, | furthermore declare thal | have examined this declaration and. lo the best of my knowledge and belief, il is (tue, correct and complete,

ined herein could ne punished by fine, imprisonment, or bath, | furthermore declare thal | have examined this declaration and. lo the best of my knowledge and belief, il is (tue, correct and complete, By checking this box (1) | cently thal the Power af Atiorney to represent the seller(s) has been previously recorded oF is being recorded Simultaneously with the deed to which this form is allached Z of baie Signature 7 (Seller) Please inthe il Power of Attorney er Attorney in Fact Dale Signature {Seller] Please .ndicaie if Power af Attorney of Attorney in Fact

GITIREP-3 (5-12) State of New Jersey SELLER’S RESIDENCY CERTIFICATION/EXEMPTION (C.58, PL. 2004} Names(s) DIANA SEFCHIK Current Resident Address: Street: 102 READINGTON ROAD City. Town, Post Office WHITEHOUSE STATION TION Zip Cade P Block(s) 162.21 Street Address: 19 TERRACE AVENUE City. Town. Post Office WEST ORANGE Seller's Percentage af Ownership Consideration Closing Dale 1% Zip Cade 07052 federal internal Revenue Code of 1986, 26 U.S.C. 5. 121 [D)\ am a mortgagor conveying the mortgaged property to a,moitgadée in foreclosure or in a lransfer in lieu of foreclosure wilh no nited States of America, an agency or authority of the State of New Jersey, the Federal National Mortgage Association,théFederal Home Loan Mortgage Corporation, the Government National Mortgage Association, or a private morigage insurance, camy 5. [Seller is not an individual, estate or trust afd as sugh not required to make an estimated payment pursuant lo N.J.S.A.54A:1-1 et seq. 6. [The total consideration for the property is $4900 pursuant lo N.J.S.A, 544:5-1-1 et se less and as such, the seller is not required to make an estimated payment 7. Fhe gain from the sale will noi be re ized for Federal income tax purposes under 1.R.C. Section 721, 1031, 1033 or is a cemetery plot. (CIRCLE THE APPLICABLE:SECTION). If such section does not ultimately apply to this transaction. the seller acknowledges the obligation ta file a New Jéfsey ingore tax return for the year of the sale (see instructions). [no non-like kind property: 8. (JTransfer by an executor or adginistrator of a decedent to 4 devisee or heir to effect distribution of Ihe decedent's estate in accordance with the provisions of the decedent's will or the intestate laws of this state 9. [The property being sold is subject to a short sale instituted by the mortgagee. whereby the seller has agreed nol to receive any proceeds from the sale and the mortgagee will receive all praceeds paying off an agreed amaunt of the mortgage. 10. ithe deed being recorded is a deed dated prior to the effective date of PL. 2004, c. 55 (Augus! 1, 2004), and was previously unrecorded The undersigned understands that this declaration and its contents may be disclosed os pravided to the New Jersey Division of Taxation and nal any false slalement contained herein could be punished by fine, imprisonmenl, or bath. | furlhermore declare

nd its contents may be disclosed os pravided to the New Jersey Division of Taxation and nal any false slalement contained herein could be punished by fine, imprisonmenl, or bath. | furlhermore declare that | have examined this declaration and, to the best of my knowledge and behef, it is ue. correct and complele. By checking this box O | certify that the Power of Attorney lo represent the seller(s) has been previously recorded or is being recorded simultaneously with the deed to which this form is attached. Heol ta (nse SPewthe Date Te ture {Seller) Piease indicate if Power of Anlorney or Atomey in Fact Date Signature {Sel er) Please indicate f Power of Attorney or Atorney in Fact

GIT/REP-3 (5-12) State of New Jersey SELLER’S RESIDENCY CERTIFICATION/EXEMPTION (C.55, PL. 2004) Names(s} . CAROL DIVITTO Current Resident Address: Street: 232 GRANDVIEW AVENUE City, Town, Post Office NORTH CALOWELL Block(s) Lot(s) 152.24 eee 1391 and 1392 (1393,1394) Street Address: 19 TERRACE AVENUE Qualifier City, Town, Post Office Zip Code WEST ORANGE 07052 Seller's Percentage of Ownership Consideration Closing Date 1% $320,960.00 | am a resident taxpayer (individual, estate, or trust) of the State of Ni resident gross income tax return and pay any applicable taxes on 2, [The real property being sold or wansferred is used exclusively as: federal Internal Revenue Code of 1986, 26 U.S.C. 5. 121... 3. oi am a mortgagor conveying the mortgaged property to agnar ga Se in foreclosure or in a transfer in lieu of foreclosure with no additional consideration. 4, ([JSeller, transferor or transferee is an agency or author Nid the United States of America, an agency or authority of the State of New Jersey. the Federal National Morigage AssociationsthgFederal Home Loan Mortgage Corporation, the Government National Mortgage Association, or a privale mortgage insurance, comp 5, [Seller is not an individual, estate or trust af 8. [[]The total consideration for the properly is $7400, pursuant to N.J.S.A. $4A;5-1-1 et se as sugh not required to make an estimated payment pursuant to N.J.S.A.54A:1-1 et seq. less and as such, the seller ig nol required to make an estimated payment 7, [The gain from the sale will not be recagriizes! for Federal income tax purposes under |.R.C. Section 721, 1031. 1033 or is a cemetery plot, (CIRCLE THE APPLICABLESEC'YON), /f such section does not ultimately apply to this transaction, the seller acknowledges the obligation to file a New JefSey iacomie tax return for the year of the sale (see instructions) Dno non-like kind propenytéceive 8 (Transfer by an executor or administrator of a decedent to a devisee or heir to effect distribution of the decedent's estate in accordance with the provisions of the decedent's will or the intestate laws of this state 9, [The property being sold is subject to a short sale instituted by the mortgagee. whereby the seller has agreed not to receive any proceeds from the sale and the mortgagee will receive all proceeds paying off an agreed amount of the morlgage 10. Othe deed being recorded is

tgagee. whereby the seller has agreed not to receive any proceeds from the sale and the mortgagee will receive all proceeds paying off an agreed amount of the morlgage 10. Othe deed being recorded is a deed dated prior to the effective date of PL. 2004, c. 55 (August 1. 2004), and was previously unrecorded ed understands that this declaration and its cortents may be disclosed or provided to the New Jersey Division of Taxation and thal any latse statement contained herein cauld be punished by line, imprisonment. or bath. | furhermore declare Ihat | have examined this declaration and, to the best of my knowledge ard belief, it is te, correct and complete. By checking this box O | certify that the Power of Attorney lo represent the seller(s) has been previously recorded or is being regorded simullaneously with the deed to which W7 atiached. le f2012- _ Udec fun Dat Meee {Seller) Please indicate if Power of Anlomey or Attorney in Fact Dale Signature {Setler) Picase indicate if Power of Atlorney or Allorney in Fact

RECORDING INFORMATION SHEET ESSEX COUNTY REGISTER'S OFFICE HALL OF RECORDS , ROOM 130) 465 MARTIN LUTHER KING Jr. Blvd NEWARK NJ 07102 INSTRUMENT NUMBER: DOCUMENT CYPE : 8060148 DEED Official Use Only Retura Address (for recorded documents) CENTURY INTER COUNTY TITLE AGENCY INC 18 HOOK MOUNTAIN ROAD INSTRUMENT NUMBER 4 RECORDED ON PINE BROOK NJ 07058 July 1, 2008 01:43 pm ROOK:12144 PAGE:S545 No. Of Pages (excluding Summary Sheet) << 5 ce) Recarding Hee (excluding Transfer Tax) $70.00 Really Transfer Tax $3,570.20 Amount Charged (Cheek #5898) $3,640.20 Municipality . WEST ORANGE CONSIDERATION (R) $437,000.09 ; Parcel Information , | Block 161 MAIL COPY beet y NO COPY - ENVELOPE First Pa ety Name RICHARD S$ ZACKIN Second’Party Name | CPNJ WEST ORANGE RESIDENCE I ADDITIONAL STAMPINGS ’ Additional Information (Offtcial Use Only) Jruresancrn ana eae enmneneeet DO NOT REMOVE THIS PAGE. * 88088 tthe sanitaire COVER SHEET (DOCUMENT SUMMARY FORM) IS PART OF ESSEX COUNTY FILING RECORD ehnanenaeannetsaaee® RETAIN THIS PAGE FOR FUTURE REFERENCE, "**#* #848888 #88 88