Draft_October 2025_West Orange_HEFSP_with Appendices

rieto: CHL 6 700/ K fe Century Inter County Title Agency, Inc. 48 Hook Mouniain Road, Pine Brook, NJ 07058 Tel. (973) 808-0770 / Fax (973) 244-5696 1Q3PD DEED - BARGAIN AND SALE (Cov. ta Grantor's Acts) Ind. to ind oe Comp. Plain Language LO¥S Prepared by; (Prat signer's name below signature) DEED Naney A. Lottinville, Esq. This Deed is made on June_/@ , 2008, BETWEEN RICHARD S. ZACKIN, AND JACK M. ZACKIN, Co-Executors of the Estate of Dena H. Zackin, whose post office addresses arc 31 Longview Road, New Jersey 08833 and 57 Oak Avenue, West Orange, New Jerse 07052 (“Grantor”), . AND CPNJ WEST ORANGE RESIDENCE I, INC., who is about to reside at 23° Oak Avenue, West Grange, New Jersey 07052 (“Grantee”), °° SS The words “Grantor” and “Grantee” shall mean all Grantors and all Grariteés listed above. Transfer of Ownership. Grantor grants and conveys ‘(transfers ownership of) the property described below to Grantee. This transfer is made for the sum of FOUR HUNDRED THIRTY SEVEN THOUSAND ($437,000.00) and? 00/100 Dollars. The Grantor acknowledges reccipt of this money. x S Tax Map Reference. (N.J.S.A. 46:15-1.1) . Municipality of West Orange, Block No. 161, Lot No. 27, Account No. wus Q\ a? 1 No property tax identification number is available on the date of this Deed. (Check box if applicable) . . Property. The property consists of the land and all the buildings and structures on the land in the Township of West Orange, County of Essex and State of New Jersey. The legal Description is: . : ALL, that certain lot, paree! or tract of land, situate and !ying in the Township of West Orange, County of Essex, State of New Jersey, and being more particularly described as follows: Z BEING known and designated as Lot 27 in Block 161 as shown on a certain map entitled, “Map of Oak Avenue Estates, Section One, sityated in the Town of West Orange , Essex County, N.J.” which map was Giled on November 8, 1968 in the Essex County Clerk's Office a5 Map No. 3060) BEGINNING at a point on the northwesterly line of Oak Avenue distant 400.00 feet northeasterly from the point formed by the intergection of the nonhwesterly line of Oak Avenue with the northeasterly line of Hillcrest Avenve. extended and Tuning; thence S Y (1) * Along the northwesterly line of Oak Avenue, North 29 degrees 35 minutes 00 seconds East, a distance of 100.00 feer; thence (2) North 60 degrees 25

crest Avenve. extended and Tuning; thence S Y (1) * Along the northwesterly line of Oak Avenue, North 29 degrees 35 minutes 00 seconds East, a distance of 100.00 feer; thence (2) North 60 degrees 25 minutes 00 seconds West, a distance of 101 .99 fect; thence (3) South 30 degrees 05 minutes 00 seconds West, a distance of 100.01 feet; thence (4) South 60 degrees 25 minutes 00 seconds East, # distance of 102.87 feet to the northwesterly line of Oak Avenuc and the point and place of BEGINNING, ‘The above description is drawn in accordunce with a survey made by Jack L. Held, LS, William Held Associates, Inc., dated May 5, 2008 and last revised June 2, 2008. Being the same premises conveyed to Sidney H. Zackin and Dena H. Zackin, his wife under Doed ftom Arlene L. Daddio, dated June 19, 1974 and recorded July 3, 1974, in the Register’s Office of the County of Essex, New Jersey in Deed Book 4479, Page 406; premises further vested in Sidney H. Zackin and Dena H. Zackin, as joint tenants with the right of survivorship vader Deed from Sidney H. Zackin and Dena H. Zackin, his wite, dated July 20, 1990 and recorded August 24, 1990 in the in the Registcr’s Office of the County of Essex, New Jersey in Deed Book 5137, Page 83, Sidney H. Zackin died Junc 11, 200) (Essex County Surrogates Office Docket No, 2001-3391} leaving his wife Dena H. Zackin surviving tenant by the entirety, Dena H. Zackin died on February &, 2008 {Essex County Surrogates Office Docket No. 2008-0628), Said Will appoints Richard $. Zuckin and Jack M. Zackin, Co-Exevutors of said Estate. Letters of Testamentary were issued. to Richard S. Zackin and Jack M. Zackin on March 13, 2008. #1311069 vi 108192-62286

‘The street address of the Property is: 23 Oak Avenue, West Orange, New Jersey 07052 Promises by Grantor. The Grantor promises that the Grantor bas done no act to encumber the property. This promise is called a “covenant as to grantor’s acts” (N.J.S.A. 46:4-6). This promise means that the Grantor has not allowed anyane else to obtain any legal rights which affect the property (such as by making a mortgage or allowing a judgment to be entered against the Grantor). Signatures. The Grantor signed this Deed as of the date at the top of the first page. Witnessed By: GRANTOR: + By: >» < ‘ avi fle, CSC Richard S. Zackfn, Co-Executor of the ey w Mh Te Estate of Deng4. Zackin ? STATE OF NEW JERSEY, COUNTY OF ESSEX ECERTIFY that on June _/2_, 2008, Richard S. Zackin, Co-Executor, came before me and stated to my satisfaction that this person (or if more than one, each person): . {a) was the maker of this Deed; Lo (b) executed this Deed as his or her owa.att; and (c) made this Deed for $437,000.00 as the full and actual consideration paid or to be paid for the transfer of title, (Such consideration is defined in N.I.S.A. 46:15-5). > ane TTadiag 4. a *Print meme 7006" #1311069 v1 108172-62286

Witnessed By: GRANTOR: - By: eo Jack M. Zackin, , if, Co-Exccutor of the Hoy A. A facile, b86, Estafe of Dena H. Zackin STATE OF NEW JERSEY, COUNTY OF ESSEX {CERTIFY that on Junc _ |g, 2008, Jack M. Zackin, Co-Executor, came before me and stated to my satisfaction. that this person (or if more than one, each person): “y {a) was the maker of this Deed; (b) executed this Deed as his or her own act; and (c) made this Deed for $437,000.00 as the full and actual consideration paid or to be paid for the transfer of title. (Such consideration is defined in N.J.S.A. 46:15-5). ~ N N . “Thdea Afogy OS . {Print name and titte below signature a worn Rc OF ne EY (Commalacion Expires 12/31/2008 #1311069 ¥) 108 192-62286

DEED RICHARD S. ZACKIN AND JACK M. ZACKIN , Co-Executors of the Estate of Dena H. Zackin Grantor, TO < CPNJ WEST ORANGE RESIDENCE i, : INC. - PNY Grantee. === Dated: June 10; , 2008 N aN Record and return to: “ Century/InterCounty Title Agency 18 Hook Mountain Road P.O.Box 607 Pine Brook, NJ 07058 #1311069 vd 1N 1492-62286

GITIREP-3 State of New Jersey (12-07) SELLER’S RESIDENCY CERTIFICATION/EXEMPTION {€.55, P.L.. 2004} {Please Print ov Tyne} SELLER(S) INFORMATION (See Instructions, Page 2) Name{s) RICHARD $, ZACKIN AND JACK M. ZACKIN, CO-EXECUTORS OF THE ESTATE OF DENA H. ZACKIN Current Resident Address: Street: 31 Longview Road / 57 Oak Avenue City, Town, Post Office State Zip Cose Lebanon / West Orange Ng 08833 / 07052 PROPERTY INFORMATION (Brief Property Description} Block(s) Lot(s} L . Qualifier 161 27 , : ‘Steet Address: 23 Oak Avenue ¢ iy Town, PosiOffce State Zip Code West Orange _. Nd 07052 Seller's Percentage of Owrersh.p Consideration = Closing Date 100% $437,000.00 11910 SELLER ASSURANCES (Check the Appropriate Box) (Boxes 2 thraugh 8 apply to NON-resicents} 1, Rj | ame resident taxpayer (individual, estate, or trust).o? the:Stete of New Jersey pursuant to N.J.S.A. 54A:1-1 et seq and will file a resident gross income tax retum arid pay.anyapplicable taxes on any gatn or income from the disposition of this property. 7 . The rea! property being sold or transferred is used extiusively as my orincipal residence within tre meaning of section 124 of tne federas Intemal Revenue Code of 7985, 26U3.C.s. 121 tam a mortgager conveying the mortgaged property to a mortgages Ir foreclosure o: in # Iransfer in lieu of foredosure with no additional consideration. Seller, lransferor of transferee iS'an agency of authority of the United Siates of America, an agency ar authority of tne State of New Jersey, the Federal Nauional:Mortgage Association, the Federal Home Loa Mortgage Corporation, the Goverrment Nat cra! Mortgage Association, or a psvate morgage insurance company. o 5. B Selier is not an individua:, estate.or trust and as sucn not required to make ar estimated payers pursuant to NJ. 54K 1-1 @1 56% The total consideration for tne proverty is $1,000 0° ‘ess and as such, the seller is not required to make an estimated paymert pursuant toNJS.A 54A:5-4-1 et seq. The gain from the sale wil: rot be recognized for Federa: inceme tax purposes under |.R.C. Section 721, 103%, 1033 ar is a cemetery piot. (CIRCLE THE APPLICABLE SECTION). If such section does nat ultimately apply to this Iransaclion, the seller acknow edges the obligalian to file a New Jersey incorre tax retum for the year of the sale (see instructions}. No nonlike kind property received 3. iw

timately apply to this Iransaclion, the seller acknow edges the obligalian to file a New Jersey incorre tax retum for the year of the sale (see instructions}. No nonlike kind property received 3. iw Transfer by an executor or administratcr of a decedent 10 a devisee or heir to effect distribution of the dacedent's estate in accordance with the provisions of the decedent's will or the intestate laws of this state. SELLER(S) DECLARATION ‘Tne undersigned understands that th's decta-ation and its contents may be disclosed or pray false statemen! contained harer couls 9€ ounished by fine, imprison neni, or both. | fur to the best of mykaowlegge and bele!, ‘t's wee, correct and compiay LfLLOL oe g do tha Naw Jersey Division of Taxatian and that any re dectay jal ij have examined this dectrration and, Date Richa'd S Zazkin. Go-Executor of the Estate of Sigratcre Dana H, Zackir: = Btagse ind Power 0” Aliqrtey or Auomey in Tack _¢ i fo { oF Sy Sx 7 Sate Vaak M. Zackin. Co-Exa Dena H. Zackin

RECORDING INFORMATION SHEET ESSEX COUNTY REGISTER’S OFFICE HALL OF RECORDS , ROOM 130) 465 MARTIN LUTHER KING Jr, Blvd NEWARK NJ 07102. INSTRUMEN'] MUMBER: DOCUMENT TYPE 10066446 MORTGAGE jal Use : Return Address (for recorded documents) Official Use Only ‘ACRES LAND TITLE AGENCY, INC P.O. BOX 769 PELAP THIGPEN, 55 ESSEX SYREET FSSEX COU! MILLBURN NJ 07041 INSTRUMENT NUMBLR Lddn64.46 Loy RECORDED ON Seplember 1.2010 @1-42 pm BOOK 12231 PAGE 49 No. OF Pages (excluding Summary Sheety “~~ 25 RG ~ Recording Fee (excluding Transfer Tat} a $280.00 Realty Transfer Tax : $0.00 Amount Charged \ (Charge) $280.00 Municipality | WEST ORANGE Parcel Information ~ | Block 166.15 MAIL COPY : Lot 5 NO COPY — EXVELOPE First Party:Name JEWISH SERVICE FOR THE DEVELOP Second Party Name NEW JERSEY HOUS & MTG FIN AGCY . . Additional Information (Official Use Only) ADDITIONAL STAMPINGS . THERA O IOC IAIN DO NOT REMOVE THIS PAGE 8 8 a Rian COVER SHEET (DOCUMENT SUMMARY FORM) IS PART OF ESSEX COUNTY FILING RECORD tienen etinacerxxkie RETAIN THIS PAGE FOR FUTURE REFERENCE, t##**## 438 e888 8 88H RH

Record & Return to: Bevert)\ Harding, Paralegal RR TO ‘CARES LAND TITLE AGENCY, LLC & Box 700 West Orange Supportive Housing Milburn, MJ 07041 HMFA #2468, SNHTF #230, DDHP #23 Case No. oc é RIFS7TH a FINANCING, DEED RESTRICTION AND REGULATORY AGREEMENT ‘ Between NEW JERSEY HOUSING AND MORTGAGE FINANCE AGENCY And JEWISH SERVICE FOR THE DEVELOPMENTALLY DISABLED OF METROWEST, INC. Prepared by: Special Needs Housing Trust Fund Second Mortgage Loan Construction and Permanent Financing Kimberh . DeputyAttorney General

THIS FINANCING, DEED RESTRICTION AND REGULATORY AGREEMENT (this "Agreement"). made and entered into as of this 25" day of August. 2010, by and between the NEW JERSEY HOUSING AND MORTGAGE FINANCE AGENCY (ihe “Agency” or “Lender"), a body politic and corporate and an instrumentality exercising public and essential governmental functions of the State of New Jersey (the State) and JEWISH SERVICE FOR THE DEVELOPMENTALLY DISABLED OF METROWEST, INC. ("Owner” or "Borrower"), a non-profit corporation organized and existing pursuant to the laws of the State of New Jersey and duly authorized to transact business in the State of New Jersey. WITNESSETH ~ X In consideration of the mutual covenants and undertakings-set forth hercin, and other good and valuable consideration, the receipt and sufficiency of which hereby are acknowledged, the Agency and the Owner hereby agree as follows: . Section 1. Definitions and Interpretation, The following terms shall have the respective meanings set forth below: fe "Act" means the New Jerscy HoGsing:and Mortgage Finance Agency Law of 1983, as amended from time to time, P.L. 1983, < 530, NASA. 55: 14K-( et seq. and the regulations promulgated thereunder. "Agency Financing” means the Second Mortgage Loan and Third Mortgage Loan. “Agency Regulations means the regulations promulgated by the Agency pursuant to the Act and any policies, procedures or guidelines issued by the Agency with respect to the housing projects financed by the Agency under the Act, all of the foregoing as they may be amended from time to time, if applicable. . "Architects Contract” means the agreement between the Owner and Sincox Associates Architects dated May 1, 2010, or any other agreement executed by the Owner and approved by the Agency, for the design and construction oversight of the Project in accordance with the plans and specifications for the Project approved by the Agency, if applicable. " Assignment of Leases" means the Assignment of Leases by and between the Owner and Lender of even date herewith. "Code" means the Internal Revenue Code of 1986, as amended. “Construction Contract” means the agreement between the Owner and Bruno's Home Improvements or any other agreement executed by the Owner and approved by the Agency, for the construction of the Project in accordance with the plans and specifications for the Project approved 2