Draft_October 2025_West Orange_HEFSP_with Appendices

RECORDING INFORMATION SHEET ESSEX COUNTY REGISTER’S OFFICE HALL OF RECORDS , ROOM 13¢ 465 MARTIN LUTHER KING Jr. Bled! NEWARK NJ 07102, ANS PRUMENT NU SMBER> DOCUMENT TYPE 14044449 Official Use Only Return Address fr revorded doc untents) | - KENNETH SACTE HILL WALLACK LLE SU HEADQUARTERS PLAZA, SUITE 1428 MORRISTOWN NL 07900, INSTRUMENT 1404 s RECARDED ON Jone 23.20 1 v BOOK 1801 BAG ’ o RR “7% $90.00 Realty Transter Tax * $0.00 Amount © dd (Cerk #5364) $90.00 TF ORANGE CONSIDERATION (E) $1.00 ° Carveel Information | Block VAS. MAIL COPY 4s Vho 37 RO COPY ~ ENVELOPE _ Kirst Party Name | ARC OF ESSEX COUNTY INC Seeond Pyrty Name | ARC OF ESSEX COLNTY INC Additional Enfarmation (Offici#l Use Only) ADDITIONAL STAMPINGS SHOHH ESE ONEOO UNOS DO NOT REMOVE THIS PAGE TORO Reon inet iin trian EY FILING RECORD Hoi nora hese

Prepared by: (Print signer's name below signature) ae Kerineth R. Sauter, Esq. DEED This Deed is made on June —, 2014 BETWEEN THE ARC OF ESSEX COUNTY, INC. whose address is 123 Naylon Avenue, Livingston, New Jersey. 07039, referred to’as the Grantors, AND So? nN THE ARC OF ESSEX COUNTY, INC. « whose address is 123 Naylon Avenue, Livingston, New Jersey, 07039, referred to as the Grantee. The words “Grantor” and “Grantee” shall mean all Grantors and all Grantees listed above. Transfer of Ownership. The Grantor grants ahd conveys (transfers ownership of) the property described below to the Grantee. This transfer is made for the sum of ONE AND 00/100 ($1.00) DOLLAR------------- . Lo The Grantor acknowledges receipt of this money. Tax Map Reference (N.J.S.A. 46:15-1.1) Municipality of WEST ORANGE. Block No. 155 Lot-No. 27 C0177 Account No. O No property tax identification number is available on the date of this Deed. (Check box if applicable) . Property. The property. consists of the land and all the buildings and structures on the land in the Township of West Orange, County of ESSEX and State of NEW JERSEY. The legal description is: SEE LEGAL DESCRIPTION ATTACHED BEING the same premises conveyed to Grantor by the following Deed: (1) The ARC of Essex County, Inc. by deed from Mark Whaley and Jeannette Whaley, married, dated August 29, 2013, and recorded October 21, 2013, in the Register's Office of the County of Essex, New Jersey, in Deed Book 12464. page 556 (the “Original Deed’). Being premises known as 177 Marion Drive, West Orange, New Jersey, 07052 (2) The grantee hereunder does acknowledge that the cost of the acquisition and rehabilitation of the property has been satisfied out of the proceeds of a certain loan from the County of Essex under the Federal HOME Program and that the premises shall be subject to the affordability sequirements contained in 24 Code of Federal Regulation, Part92. The Affordability Period will be fifteen (15} years, and will be enforced through a Deed Restriction that runs with the land to be executed by the Borrower, The Affordability Period will not commence until a Certificate of 4Fatwdoxdacs/018974/00202/029793+42: 2}

CHICAGO TITLE INSURANCE COMPANY X-47Rd3 TITLE INSURANCE COMMITMENT SCHEDULE A NUMBER 4 t (continued) DESCRIPTION ALL that certain Jot, parcel or tract of land, situate and lying tthe Township of West Orange, County of Essex, State of New Jersey, and being more particularly described as follows: Boing all hal cedain real property subject (0 the provisions of the Stute of New Jersey Condominium Act, N..S.A 46.68-1 at saq,, its amendments and supplements and siualad, lying and being if the Township of Wes! Orange, County of Essex, State of New Jersey, more particularly described as Unit 177, Building @, siwatad in Essex Green Villa Condominium, a New Jeraey Condominium, together with-an egyregale 1.2514 percent undivided interest in the Common Elements ol said Condominium appurtenant { tha aforesaid Unit, in accordarice wah and sLb;ecl so the terms, limilations, conditions, covenants, csstictlgns; easemenls, agraamenis and olhes provisions Set forth in the Master Deed for Essex Greén Villa Condominum recorded September 25, 1979 in the Essex County Registers Office in Dead Sook 4656, Page 702; and amended by Need Bock 4701, Page 569; Carraclive Master Dead racardad in Dead Book 4752, Page 747 and second Correrliva Masler Qeed recorded in Dead Book 4796, Page 325, and any turther armandmants hereto. LOT 27 C0177 IN BLOCK 155 ON THE TAX MAP. {Said Lot and Block reported for informational purposes only) Issueel by Centeal Jersey Tithe Co., Ine, 16 Schuyler Place Morristown, NJ 67960 Telephune: 973-538-5070 bax: 973-S3K-1563

Occupancy (C of O) and a project completion report have been submitted to Lender, and the Project has met the requirements for Project Completion outlined in 24 CFR 92.2, which will require that the property be acquired and construction be complete and property standards met; all HOME funds have been disbursed by the County and drawn from the US Treasury: and required completion data has been entered in HUD's IDIS system. The Borrower will notify the Lender when the Borrower has satisfied the requirements for completion, and submit the necessary support documentation, including a Certificate of Occupancy. Upon its approval, the County will notify the Borrower of the actual date of completion and the exact date of the expiration of the Affordability Period, which shall be calculated based on the date of completion. If necessary, the Borrower shall execute an amendment to the deed running with the land that extends the affordability restrictions of 24 CFR 92.252 to the exact date of expiration of the Affordability Period. The Affordability Period shall remain in force despite any prepayment of this Loan. The Borrower understands that the HOME assisted units must achieve initial occupancy within 18 months of the project completion date. If a unit has no initial occupancy within 18 months of the project completion date, then the funds invested in that unit must be reimbursed to Lender, If any HOME-Assisted Units are vacant six (6) months after Project Completion, the Borrower shall provide Lender with a.report on current marketing efforts and, if requested by the Lender, a plan for enhanced marketing.of the HOME- Assisted Units. The provisions thereof may be enforced by the County of Essex by an action under the mortgage in foreclosure, the Mortgage Note, the Amended and Restated Developer's Written Agreement, or the Amended and Restated Loan Agreement dated June 17, 2014 for acceleration of the loan as provided in paragraph 3 of the Loan Agreement, — SUBJECT to easements and restrictions of record, if any, and such state of facts as an accurate survey may disclose. , Promises by Grantor. The Grantor promises that the Grantor has done no act to encumber the property. This promise is called a "covenant as to grantor’s acts” (N.J.S.A. 46:4-6). This promise means that the Grantor has not allowed anyorie élse to obtain any legal rights which affect the property

perty. This promise is called a "covenant as to grantor’s acts” (N.J.S.A. 46:4-6). This promise means that the Grantor has not allowed anyorie élse to obtain any legal rights which affect the property (such as by making a mortgage or allowing a judgment to be entered against the Grantor). . ~ N Signatures, The Grantor signs this Deed as of the date at the top of the first page. , Witness/Attest: : THE ARC OF ESSEX COUNTY, INC. Linda Lucas, Chief Executive Officer Consent to Amendment to Deed Restriction. The County of Essex, Division of Housing and Community Development signed below to confirm its consent to the Amendment of the restrictions set forth in the Original Deed as recited in this Deed. Division of Housing and Community Development (F twooxtdoes/016974/00002/0297 9342; 2}

STATE OF NEW JERSEY, COUNTY OF ESSEX $S.: | CERTIFY that on June 17, 2014 Linda Lucas personally came before me and acknowledged under oath, to my satisfaction, that: a) this person signed and delivered the attached Deed as the Chief Executive Officer of The Arc of Essex County, Inc., a corporation of the State of New Jersey, named in this document; and b) this Deed was signed and delivered by the corporation as its voluntary act and deed by virtue of authority from its Board of Directors; and ¢) The corporation made this Deed for $1.00 as the full and actual consideration paid or to be paid for the transfer of title. (Such consideration is defined in N.J.S.A. 46:15-5.) MINERVA DELGADO’. 5. ‘ : NOTARY PUBLIC OF NEW JERSEY yo MY COMMISSION EXPIRES OCT.18, 2015 DEED “=. 7} Dated: June 17, 2014 The ARC of Essex ‘ te Hill Waltack LLP County, Inc, Grantor Record and return to: TO . Ny roy . Kenneth Sauter, Esq. The ARC of Essex '- Hill Wallack LLP County, Inc., Grantee’ ~ 89 Headquarters Plaza, Suite 1428 <> : Morristown, NJ 07960 {Ftwdoxtdoes/0 16974/00002'02979312: 2}

GIT/REP-3 (5-12) State of New Jersey SELLER'S RESIDENCY CERTIFICATION/EXEMPTION (C55, PL. 2004) {Ptease Print or Type} SELLER(S} INFORMATION (See Instructions, Page 2} Names(s} THE ARG OF ESSEX COUNTY, ING. ‘Current Resident Address 123 NAYLON AVENUE Street: . City. Town, Post Office State Zip Code LIVINGSTON NJ ; 07039 Block{s) Lat(s) . Qualifier 155 27 CO177 . Street Address: 177 MARION DRIVE aN City. Town, Post Office ~ - 7 Slate Zip Gode WEST ORANGE NJ 07052 Seller's Percentage of Ownership Consideration 5 Closing Date 100 100 ; 08/17/2018 SELLER ASSURANCES (Check the Appropriate Box) (Boxes 2 through 10 apply to Residents and Non-residents} Li am a resident taxpayer (individual, estate, or trust} of Ihe State of New. Jersey pursuant to N J.S A. 54A:1-4 et seo. and wil fle a resident gross income tax reiurn and pay any applicable laxes on any géin of incame Irom the dispositian of this oroperty. 2 [_JThe teal property being sold or transferred is used exclusively as my ‘pnicipal residence within the meaning af section 121 of the federal Internal Revenue Code af 1986, 26 U.S.C. s. 121 . 3. [lam a mongagor conveying the mortgaged property to a morgage in foreclosure of in a transfer in lieu of foreclosure wilh no additional consideration » ()Sclter, transferor or transferee is an agency or authority ofthe United States ct America, an agency or authority of the State of New Jersey, the Federal National Mortgage Association; the Federal Home Loan Mortgage Corporation. the Government National Mortgage Association, or a private mortgage insurance company. eller is not an indiv:dual, estate or trust and as such not required to make an estimaied payment pursuant to N.J.S.A.54A:1-1 et seq . tne tatal consideration lor the property is $1,000 or less and as such, the seller is not required to make an eslimated payment pursuant (0 N.J.S.A. 54A:5-1-1 et seq. 7, |" ]The gain fron the sale will not be recognized for Federal income tax purposes under 1 R.C. Section 721, 1031, 1033 or is a cemelery plot. (CIRCLE THE APPLICABLE SECTION} If such seclion dues not ultimately apply to this transaction, the seller acknowledges the obligation to fite a New Jersey ineorhe tax seturn for the year of the sale (see instructions). LIN non-like kind propeniregenvd. * 8. [[]Transter by an executor or administcator of a decedent to a devise or heir to effect

w Jersey ineorhe tax seturn for the year of the sale (see instructions). LIN non-like kind propeniregenvd. * 8. [[]Transter by an executor or administcator of a decedent to a devise or heir to effect distribution of the decedent's cstate in accordance with the provisions of the decedent's will or the intestate laws of this state. 3 Cthe property being sold is subject to a shor sale instituled by the mongagee, whereby the seller has agreed not to recewe any proceeds from the sale ang the mortgagee will receive all proceeds paying off an agreed amount of the mortgage 10. C}tne deed being recorded is a deed dated priar (o the effective date of Pl. 2004, c. 66 (August 1, 2004), and was proviously unrecorded. SELLER(S) DECLARATION The undersigned understands that [his declaralon and its contents rray be disclosed nr prowded to the New Jersey Division of Taxation and that any false statement cantained herein cauld be punished by fine. imprisonment, ar bolt. | furthermore declare that [have exarined this declaratior and. lo the bes! of my knovdedge and belie! itis true. comect and complete. By checking this box O | certify that the Power r of Attorney lo represent the selter(s) has been previously recordad or 1s being cecorded simullangously with the deed to which this form is atta 06/1 7/2014 Date _ ~~ mgnalure (Seller) Pioase nei cate # Power at Auotray of Anomnay in Fact Date ~~ ~~ . Signatuce {Seller} Please indicate # Power ol Acniney ar Artumey in Fact

14° tRey, 7114110) , MUSTSUBMIT IN DUPLICATE STATE OF NEW JERSEY se AFFIDAVIT OF CONSIDERATION FOR USE BY SELLER (Chapter 49, P.L.1968, as amended through Chapter 33, P.L. 2006) (N.J.S.A. 46:15-5 ol seq,} BEFORE COMPLETING THIS AFFIDAVIT, PLEASE READ THE iNSTRUCTIONS ON THE REVERSE SIDE OF THIS FORM. STATE OF NEW JERSEY [ FOR a wal be USE_ONLY SS. Cosny Munc'pa! Cote RIF id by sell CQUNTY ESSEX _ 0722 | Dae Bn PT y ay. a MUNICIPALITY OF PROPERTY LOCATION est O “Use symbol "C” to md-cate fee 15 exc'us vely for county use. (1) PARTY OR LEGAL REPRESENTATIVE (See Instructions #3 and #4 on reverse side) Deponert, Kenneth R Sauter _. berg duly sworn accordng to ‘aw upon —hismer — oath, (Name) deposes and says thal he/she is the Legal Represen: June 17, 2014 . (Grantor, Legal Repiesantative, Corporate OMe ia in a Geed dated . _ vansterring Title Company, Lending Institution, ete.) reai praperty identitiod as Block number s1:55. . Lot number 27 CO177 . _ located at 177 Mar cn Orive, West Orange, New Jersey and annexed thereto. (Street Address, Town) (2) CONSIDERATION $, 1.04) (tnstructions #1 and #5 on reverse side} [Who prior mortgage to which property is subject (3) Property transferred s Class 4& “4B $C (circle one). If property transferred 's Class 4A, calculacon in Section SA below is required. (3A}REQUIRED CALCULATION OF EQUALIZED VALUATION FOR ALL CLASS 48 (COMMERCIAL) P ROPERTY TRANS: ACTIONS: {See instructions #54 and 47 on reverse: site; Total Assessed Valuation = Director's Ratio = Equalized Assessed Valuation . é 8. % =§ I Direclor’s Ratio is less than “20%, the equalaed valualion will be af arrounl greater Ihan Ine assessed vale. It Director’ Ratio is equal to or in excess of 100%, Ine assessed value # | be equal to We equal'zed valuatior . {4) FULL LXEMPTION FROM FEE (See instruction #8 on reverse sida} Depovent states Mat ths deed transaction 1s fully exernpt from the Really Teansfer Fea. imposed by C, 49, P.L. 1963, as amended througn €. 66, P.L, 2004, for the fol owing reason(s). Mere reference to exemption symbei .s insvifiaent, Explain in detail {21 For a consderation of | less than $100 S (5) PARTIAL EXEMPTION FROM FEE ( insiruittion #9 on reverse side} NOTE: Ali boxes below apoly to grantoris} oly. ALL BOXES IN APPROPRIATE CATEGORY MUST BE CHECKED. Failure to do so wil! void ¢: lor partial exermpuon. Deponent claims that

uittion #9 on reverse side} NOTE: Ali boxes below apoly to grantoris} oly. ALL BOXES IN APPROPRIATE CATEGORY MUST BE CHECKED. Failure to do so wil! void ¢: lor partial exermpuon. Deponent claims that this deed transaction %% exenipt from Stale portions of the Basic, Supplemental, and General Purpose Fees, as aopicable, impased py C. 176, P.L. 1975, C. 143, P.L, 2004. and C. 66, P.L. 2004 for the following reason(s): A SENIOR CITIZEN — Grantors) | _)62 years of age or over. * {instrucoon #9 on reverse site for A orB) 8 BLIND PERSON — Grantors} [“]:egallly blind os SN DISABLED PERSON Grantor{s} im permanently and totaly disabled receiving disability payments hot gainfully ¢mployed* wned aad cucugied by gravtoris) at time of sale. fesidant of Stale of New Jersey. ne or twotamily residential prerrises. wners as joint ‘enants must ali qualify. ae citizens, plied persons, or d-sabled persoris must Cre all of the follawing critetia: “IN CASE OF HUSBAND AND YY FE. HARINERS Ita S vil uMon cour. F NLY ONE GRANTOR NEO GUALH Y IF TENANTS BY THE EN“IRESY. c. ‘COW AND MODERATE INCOME HOUSING Bastrvction 19 on reverse sie) Affordable according to H.U.O. standards. Reserved for vccupancy Meets income requiroments ctrogion. | Csubect jo resa e comrals: (6) NEV CONSTRUCTION finsiructions #2, #10 and #12 ort reverse side) Entirely new improvement. lot previously occupied {Not previously used far any purpose. [NEW CONSTRUCTION" pnnted cleariy a: tup of first page of the deed. (7) RELATEO LEGAL ENTITIES TO TEGAL ENTITIES {tastructions AS, #12, #14 07 re [VINo prior mosgaye assured ov :¢ which property +s subject at time ot sa‘e. ¥No contributo-s to capital by either grantor or gran‘ce legal entry ere stock oF sney @xchanged by or belween gractor or gramec tega entities {8} Deponent makes This Alfidavi: 1 induce courty clerk Or register of deeds to -ecord the deed and accept the fee si with in accordance with the provisions af Chapter 49, P.L. 1968, as ani ded through Cranter 33, P-L. 2006. Subscrived and swarn tc befsre me 5 The Arc of Essex County. Inc. this 23rd day of June ,20 14 ignature of Jeponent Grantor Narre In| Watlack LLP 123 Naylon Avene i of 89 tleadquarters Plaza Livingstan, NJ 07039 4) 28 2 . BU Ms) Morristown, NJ 07980 ~ Depanent Address Grantor Address at Time of Sale ANDREA G. peciHOLDT A! Notary: y-Public of New Jersey XXX-XKK- 173 Kenneth R.