West Orange Fourth Round HEFSP_adopted 111025_Appendices

A. The Owner acknowledges and agrees that (i) the Agency has not heretofore and does not make any warranty or representation, either express or implied, as to the value, condition, or fitness for particular purposes of the Project or any portions thereof or any other warranty or representation with respect thereto; (ii) in no event shall the Agency or its agents or employees be liable or responsible for any incidental, indirect, special or consequential damages in connection with or arising out of this Agreement or any of the other Loan Documents or the development of the Project or the existence, functioning or use of the Project or any items or services provided for in this Agreement or the other Loan Documents; and (iii) during the term of this Agreement and the other Loan Documents and to the fullest extent permitted by law, the Owner shall indemnify, defend and hold the Agency harmless against, damage, claims, judgments or expen: y and all kinds or nature and however arising, imposed by law, which the Ow the Agency including reasonable attorneys’ fees and costs, may sustain, be subj i be caused to incur by reason of any claim, suit or action based upon personal nt. or damage to property, whether real, personal or mixed, or upon or arising g&t of ¢ ict entered into by the Owner, or arising out of the Owner's ownership of the,Project or out of the construction, rehabilitation, operation or management of the Project? B. It is mutually agreed by the Owner and gency that the Agency and its directors, officers, agents, servants and employees sftal}'aot be liable for any action performed under this Agreement, and that the Owner whatever nature. cy shall be subject to the New Jersey Contractual While this statute may not be applicable by its C. Any claims asserted agains! Liability Act, N.LS.A. 5' terms to claims arising acts with the Agency, the Owner agrees that it shall be applicable to any clai under the Loan Documents. It is acknowledged by the parties that the Agenc blic entity covered by the provisions of the New Jersey Tort Claims Act, N.J. This Agreement shall be duly recorded in the Office of the Clerk for is located within ten (10) days following its execution. Section 43. Ri the county in whic Section erning Law. This Agreement shall be governed by the laws of the State of New Jersey. The parties agree that any cause of action that may arise

ts execution. Section 43. Ri the county in whic Section erning Law. This Agreement shall be governed by the laws of the State of New Jersey. The parties agree that any cause of action that may arise under this Agreement or the Loan Documents shall have jurisdiction and venue only in the Courts of the State of New Jersey in and for the County of Mercer. Section 45. Equal Opportunity and Non-Discrimination. The Owner covenants and agrees that it will comply with the Agency guidelines with respect to equal opportunity and non- discrimination in its purchase of goods and services for the operation and maintenance of the Project throughout the term of this Agreement. 21

Section 46. Counterparts This Agreement may be executed in multiple counterparts, all of which shall constitute one and the same instrument, and each of which shall be deemed to be an original. A fax copy of a signature on this Agreement shall have the same effect as an original provided that an original is received by the other party hereto within two business days thereafter. Section 47. Investment Funding. The Owner agrees to make an investment in the Project and Land in an amount which is not less than 20% of the total Project cost as determined by the Agency puxsuant to the Act and the Program. In the event the principal sum set forth in the Agency Fin: at is advanced to the Owner is determined by the Agency to exceed 80% of the tot: ‘ost, the Owner shall reimburse the Agency an amount that would reduce the Ag cing to 80% of the total Project cost. IN WITNESS WHEREOF, the parties hereto h ye executed this Agreement as of the day and year first written above. R: ISH SERVICES FOR THE ‘VELOPMENTALLY DISABLED OF METROWEST, INC. WITNESS/ATTEST By: Michael Miller Vice President LENDER: NEW JERSEY HOUSING AND MORTGAGE FINANCE AGENCY yy: . Leslie S. Lefkowitz Kaan Chief of Legal and Regulatory Affairs B This Agreerfient is approved as to form: ATTORNEY GENERAL OF NEW JERSEY Awe Aledo Kimbsily A. Shed Deptity Attorney General 22

CORPORATE ACKNOWLEDGMENT STATE OF NEW JERSEY ) ) SS: COUNTY OF MERCER ) BE [T REMEMBERED, that on this 2s day of August, 2010, before me, the subscriber, a Notary Public of New Jersey, personally appeared Joel Daner, who, being by me duly sworn on his oath, acknowledges and makes proof to my satisfaction that JEWISH SERVICE FOR THE DEVELOPMENTALLY DISABLED OF METROWEST, INC.), is th ity named in the within Instrument; that Michael Miller is the Vice President of said non- corporation; that the execution, as well as the making of this Instrument, has been duly by a proper resolution of the members of the said non-profit corporation, and that the s to said Instrument is the proper seal and was thereto affixed and said Instrument signed a d by said members of the non-profit corporation as and for the voluntary act and di d'non-profit corporation, in the presence of deponent, who there upon subscribed his namig ther8to as attesting witness. Sworn to and subscribed before me on the date aforesaid. es y Commission Expires: 23

STATE OF NEW JERSEY, COUNTY OF MERCER SS: I CERTIFY that on August 25, 2010, Leslie S. Lefkowitz personally came before me, a Notary Public of the State of New Jersey, and acknowledged under oath to my satisfaction that a) he is the Chief of Legal and Regulatory Affairs of NEW JERSEY HOUSING AND MORTGAGE FINANCE AGENCY, the Agency named in this document, and b) he executed and delivered this document as the voluntary act of the Agency, duly authorized by a proper resgtution of its members, gn behalf of the Agency. Dihuacbeaage ne: Vl tary wet of New wih y Commission Expires: [[ [22] 20j/e -& S&S = aC O Revised for SNH'TT Feb. 2006 24

SCHEDULE A ’ PROPERTY DESCRIPTION All that ceriam Lot. piece or parcel of land. with the buildings and improvements thereon erected. situate, lving and being in the Township of Wesi Orange. County of Essex. Stare of New Jersey Being all that certam real property subject to the provisions of the State of New Jersey Condominium Act. N.J.S.A. 46:8B-1 et seq. its amendments and supplemenis and situate. lying and being in the Township of West Orange, County of Essex. State of New Jersey. more particularly described as Um 60 situate in Boar Hil} Villas, a New Jersey Condo: “ jaReTheT Wh a egre gate TAT percent undivided meres in the Common He Condominium appurtenant to the aforesaid Unit. in aceardance with and suby limmtations. conditions. covenants. restrictions, easemenis, agreements an forth in the Master Deed for Briar Hil] Villas, dated August 22, 1978, ree 1979 in the Essex County Register's Office m Deed Book 4618 page amendmenis thereto. Known and designated NOTE FOR INFORMATIONAL PURPOSES ONLY? : f West Orange. County of as Lot § COU6(, Block }66.15 on the Tax Map int Essex. State of New Jersey

.RECORDING INFORMATION SHEET ESSEX COUNTY REGISTER'S OFFICE HALL OF RECORDS , ROOM 130) 465 MARTIN LUTHER KING Jr. Blvd| NEWARK NJ 07102) INSTRUMENT NUMBER: DOCUMENT TYPE : 8110483 DEED Official Use Only Return Address (for recorded documents) KUSCHNER, JEFFREY R CAROLE A. GRAVES, REGISTER ATTORNEY AT LAW ESSEX COUNTY, NJ INSTRUMENT NUMBER 180 GLENRIDGE AVENUE 8110483 RECORDED ON MONTCLAIR NJ 07042 December 17,2008 11:39 am BOOK:12170 PAGE:8657 No, OF Pages fexcluding Summary Sheet) 5 u Recording Fee (excluding Transfer Tax} $80.00 Realty Transfer Tax $0.00 Amount Charged (Check # 3166) $80.00 Municipality “WEST ORANGE CONSIDERATION (E) $1.00 Parcel Information :..| Block 159.06 MAIL COPY Lot 38 NO COPY ENVELOPE First Party Name PROJECT LIVE INC Second Party Name PROJECT LIVE INC Additional Information (Official Use Only) ADDITIONAL STAMPINGS IS. PAGE. IERIE EI IIIT II IIT seneeneenmnaesensnnienticnts 8" DO NOT REMOVE THE COVER SHEET (DOCUMENT SUMMARY FORM) IS PART OF ESSEX COUNTY FILING RECORD exkeeeeH RRR RAARER RETAIN THIS PAGE FOR FUTURE REFERENCE.* AIH RI IO IIE

Heed This Deed is made on December 12, 2008 BETWEEN PROJECT LIVE, INC. a corporation of the state of New Jersey having its principal office at 465-475 Broadway Newark, NJ 07104 referred to as the Grantor, AND Project Live, Inc. whose post office address is 465-475 Broadway Newark, NJ 07104 referred to as the Grantee. The words “Grantor” and “Grantee” shall mean all Grantors and all Grantees listed al 1. Transfer of Ownership. | The Grantor grants and conveys (transfers “Property”) described below to the Grantee. This transfer is made for One Dollars and No Cents The Grantor acknowledges receipt of this money. the property (called the 2. Tax Map Reference. (N.J.S.A. 46:15-1.1) Municipality ofiVest Orange Block No. 159.06 Lot No. 38 Qualifier No. Account No. CJ No lot and block or account number is available on the d eof is Deed. (Check box if applicable.) 3. Property. The Property consists of the land and al dings and structures on the land in the Township of West Orange County and State of New Jersey. The legal description is: & {X] Please see attached Legal Descripti — ereto and made a part hereof. (Check box if applicable.) Being the same premises conveyed to grantor herein by Deed from Kenneth De Vos and Anne Marie De Vos dated October 23, 1997 and re ember 25, 1997 in the Essex County Register's Office in Deed Book 5507, Page 94. acknowledge that the cost of acquisition of the property has been satisfied out of part of the proceeds of a-certain foan from the County of Essex under the Federal HOME program and that the premises to be constru | be subject to the affordability requirements contained in 24 Code of Federal Regulation, 92. The provisions thereof may be enforced by the County of Essex by an action for specific performance. in a Gourt having jurisdiction. The premises to be constructed shall be subject to the specific sorte fordability contained in 24 CFR 92.504 for a period of twenty years from the date The grantee hereunder do: of completion of ect as evidenced by the issuance of a Certificate of Occupancy for the use of the premises. Ps name below signature) (For Recorder's Use Only) LL eff Ccdschner, Esquire *} , by ALL-STATE LEGAL® 104 - Deed - Bargain and Sale Cov. as to Grantors Acts Powered by sis of ALL-STATE Internationa, Ine. beaerte neo =P. Plan Language HotDocs? www.aslegal.com 800.222.0510 Page 1

TLE INSURANCE COMMITM’..T ~~" Issued by Select Title Agency, Inc. ~~ AGENT FOR OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY Commitment Number: ST-21912 SCHEDULE C LEGAL DESCRIPTION ALL that certain lot, piece or parcel of land, with the buildings and improvements thereon ‘erected, situate, lying and being in the Municlpaiity of Township of West Orange, in the “County of Essex, State of NJ: ° BEGINNING at a point in the westerly line.of Edgewood Avenue, distant 215.13 feet northerly from the intersection of the westerly IIne of edgewood Avenue with the northerly line of Rock Spring Avenue; thence 1) along the westerly line of Edgewood Avenue, North 60 degrees 01 minutes East 100 feet to the land of Elsie R. Thompson; thence 2) along Thompson's southerly line and lands of Ruth Schuch ani at right angles to Edgewood Avenue, North 29 degrees 59 mi feet to the rear line of lots facing Rock Spring Avenue; the i and wife, distant 195 3) along the same, South 38 degrees 20 minutes West, S. Alexander Elchler and wife; thence istant 187.6f feet to lands of 4) along Elchier’s northerly tine and parallet to the se¢o degrees 59 minutes East, distant 155.25 feet to th Avenue and the point and place of BEGINNING, urse hereinabove, South 29 FOR INFORMATION PURPOSES ONLY: BEING f as 97 Edgewood Avenue, Tax Lot 38, Tax Block 159.06 on the Official Tax ‘ownship of West Orange, NJ. NURB 3-08 Effective 2/15/07 Revised 9/10/07

The street address of the Property is: 97 Edgewood Avenue, West Orange, New Jersey 07052 4, Promises by Grantor. | The Grantor promises that the Grantor. promise is called a “Covenant as to grantor’s acts” (N.J.S.A. 46:4-6} This allowed anyone else to obtain any legal rights which affect the Prope! judgment to be entered against the Grantor). aét to encumber the Property. This mise means that the Grantor has not by making a mortgage or allowing a 5, Signatures, This Deed is signed and attested to by the.Gr: rs proper corporate officers as of the date at the top of the first page. (Print name below each signature.) Witnessed d by: hip eftre: wg Kuschner, Esquire bi Kuschner, Esqui STATE OF NEWJERSEY, COUNTY OF ESSEX SS: Rev. Robert Cormier, President 7 De bA— Etta R. Denk, Treasurer Etta R. Denk and stated to my satisfaction that this person (or if more than one, each person): attached Deed; (b) was aii ized t6'and did execute this Deed as President and Treasurer of Project Live, Inc. the entity named in this Deed; (c) made this for $ $ 1.00 as the full and actual consideration paid or to be paid for the transfer of title. (Such consideration is defined in N.J.S.A. 46:15-5); and (d) executed this Deed as the act of the entity. RECORD AND RETURN TO: Ld, Jeffrey R. Kuschner Attorney at Law icant Esquire 180 Glenridge Avenue rica at Law of the State of New Jersey Montclair, NJ 07042 ‘Print name and title below signature e 104 - Deed - Bargain and Sale Cov. as to Grantot’s Acts - Powered by 20051 by ALL-STATE LEGALS al ‘ee. Corp to Ind. or Corp. Plain Langs HotDocs’ wwwaslegalcom 800.222.0510 Page Rev. 7/01 P1/05