22-18 Exhibits-Discharge of Mortgage-589 Eagle Rock Avenue.pdf

uy Community Action Services eed P.O. Box 6025 ‘to? East Brunswick, Nj 08816 MORTGAGE THIS IS A LEGALLY BINDING DOCUMENT WHICH CREATES A LIEN. DURING THIS THREE-DAY PERIOD, YOU MAY CHOOSE TO HIRE AN ATTORNEY TO REVIEW THIS DOCUMENT. IN THIS THREE-DAY PERIOD, IT IS POSSIBLE TO CANCEL THE DOCUMENT WITHOUT ANY PENALTY. THE CANCELLATION, HOWEVER, MUST BE IN WRITING. THIS MORTGAGE made this 6th day of February, 2013 between: Vernon G. & Thelma C. Mitchell residing at 589 Eagle Rock Ave, West Orange, NJ 07052, the BORROWER(S), and the TOWNSHIP OF WEST ORANGE, 66 Main Street, West Orange NJ 07052, the LENDER. The BORROWER(S) has applied for monetary assistance under the LENDER'S West Orange Township Housing Rehabilitation Program for the purpose of correcting defects in the house and bringing up to Property Maintenance Code standards. The LENDER has agreed to grant the BORROWER(S) a loan with deferred payments in the amount of: $35,000.00 (Thirty Five Thousand Dollars) which shall constitute the total amount of the loan on which no interest shall be charged. Receipt of the loan is hereby acknowledged and is evidenced by a Mortgage Note which will be signed at the same time as this document. . Be hy eat B gee . The loan is to beik jthe(BORROWER(S)ih accordance with this*Mortgage and subject to all the terms and conditions.as listéd inthe Mortgage NoteneThe Mofighge will secure that the LENDER will be repaid the monies loaned and any other costs or charges intcurfed for the repair of the BORROWER (S) property. To insure that BORROWER(S) performs its obligations as called for by the Mortgage and Mortgage Note, the BORROWER(S) hereby mortgages to the LENDER, its successors and assigns the tract of land and premises located in the Township of West Orange, County of Essex, State of New Jersey, at 589 Eagle Rock Ave, West Orange, NJ 07052 more specifically known as Block 152.17, Lot 957 as shown on the current tax map of the Township of West Orange. This premises was conveyed to the BORROWER(S) by deed from Ralph P. Dyer dated 6/5/2001 and recorded in the Township Clerk's Office on 6/28/2001 in Book No.5808, Page 600. The BORROWER(S) agrees: 1) Ownership. BORROWER(S) owns the property and will defend his/her ownership against all claims. 2) Payments. He/she will make all payments required by the Mortgage Note and Mortgage. 3) Insurance. He/she will maintain

ER(S) owns the property and will defend his/her ownership against all claims. 2) Payments. He/she will make all payments required by the Mortgage Note and Mortgage. 3) Insurance. He/she will maintain extended coverage insurance on the property in an amount at least equal to the amount of the mortgage. Insurance companies, policies, amounts and types of coverage must be acceptable to the LENDER. He/she will notify the LENDER in the event of NN 10/30/2017 12:52:18 PM ESSEX COUNTY Inst.# 13041017-Page2ofS -