90-18 Attachment - 89 Watchung Avenue-Mortgage Subordination Application Docs.pdf

Uniform Residential Appraisal Report APPRAISER 'S CERTIFICATION: The Again: certies and agrees tat 1 fswe, a1 a minim, dhineiened and ignited this appre? im accordance wih te scape at work requirements sialed in Sis apmsat raat. 2. 1 pestarmed a complete visus spartan of me interar snd eater rors of tha spol poet. f reporsd the omdsin at ma imgrwvemerts im achiat, speci forms 1 aden anf reported tha physiza§ detinkacass | ihe cout atlect he Wwsciity, — Soundiess, of shuctira mtegtly al the praneey, 3.1 porformae this anneisat it ancomtance wim fra roquirements at Stalin © Standaris at Professions! Appestcat ‘Practice fiat were aifonted = and promulgated by me Appra’ssh Standards Baw ot The | Apprateat Faundstin) «and that Wore face oat ma ima ms appraisal oper; was pmpared. 41 developed my cgimon at tie cmurkel Wake at te rea prapaty Mat fs Me pK. ot EES mE Baad an te aes camganson apireach $1 vu, «Fm adequa camgarabin «market data i) dawing «hablo sales comparison agnmach for the appraiznt assignment. 1 further ortty hat f considered tha oust and inte approaches ta value but did not develop them, unless ottenwisa iaxlinated im this eva. 4. 1 retewched, verified, anayzed, and pared an any cunont = agmement far ae for the sibjoct progeny, amy alfening far sie at the sbjeet property i tho twetve ments prky fo ihe effective dota ot His ayprdsal and fe pra avas af ha subpet Popemy jor a minimum at thine ysis pdor tthe effective avta of thts appraisal, unless otherwise indicated itis report 8. 1 resaarched, veritid, analyzed, an reputed an me por sales of the comparatie alse tor a minimum af ma year par s the dite gf sae at the compurshle sofa, urlass otherwise inckcatet tm the ropart 3. 1 svctod and used enmaseatio dea that any facatonally, physiesly, and timatonaty me mast ami i tho mubjct pmpony, & 1 hae oat used canparctin sabe fat wera me rei cf combining a tan sab wih the cama putas poe at a home that fas ben full or ad! fo ful an he nd. 4. 1 how report adjustments fa the comgaratie sles that tact the market's recetian © ie eifrences atmos the safajoct ampemy and the «= onmpaiable = sales, ‘tf voniied, fom dinterasted source, ail infomristian Wh tiis vegort tht was provided 8y partes wha hve a funda infest fhe sale ar financing of the subjoct arogenty. 11 3) fave naweadga aad eepamence om apraINng Tus! ype at prone om Tres mewket area, 12 tam

is vegort tht was provided 8y partes wha hve a funda infest fhe sale ar financing of the subjoct arogenty. 11 3) fave naweadga aad eepamence om apraINng Tus! ype at prone om Tres mewket area, 12 tam aware of, and fave agoens 9, tha neceteny and agmopiite pute and ptvats dita sourens, sunt ae mets tke servioas, fax assessment moons, pic fami rmanis and other such da sours for the ama in which fhe grapety i lacated, 13, 4 atta the wrmaian, setmatns, and oginkons —tumished by omer patios and caqwesond «mS smprast = mpon fram reliant sources Mat 1 felines to te iio amd onmect 14 4 hava tain ito consileration the factors that hava a pact an vue with respect 8 he subject naighbationd, satyert prmpumy, and He proximity of the subject property 4 adiame inimcas in the davelagment af my opinion ot market vaue. | fave met in hes aonraisst wot ay achvirsa cond¥ans {such as. fut not tinied fa. needed semis, datariration, the frosence of | fazardous waches, tie subotinces, advweia anvdinrmenfat oandtinns, elo} cbisorved dung the = insgegton atthe stieet pmipeay oF Smt 1 becwms awam ot durhg the meaach waked im porlarming this agmatsa’, «| hava considered these atverse omidtins in my anys ct he papery value, and five mpored on the flect at ma candions cm the vali ard eneketabilty of tha tubipet properly. 15 b mave ot Rrwingy wetEmek! any signiboart imfommagan iran 15 appmatsah repo and, a9 me hast af my mnowkdge, at stawrent and inhrmaion i is apa report ae re and comment. $@ 1 std this anpmais rapot my own petsrnal, urtiased, and pmiaistonst andiysis. agimions, anf omelisions, which ge shpat my fo he assumpions snd timing canditons ia shis aggralsa) part. 1h 4 have og present ar praspantve infest in tha propery Mat is the subjact of thie senor, and ¢ havo na present af pmsqecha personal iniarst or tas wih respect to fe partcnants in ma wansacinn. 3? da mot baoe, emer pataly ot crepetety, my analysis andor opinion at market value th fils apaaisd port an the race, cclar, wabgim, sie, aga, muntal sisus, handican, iamiiat stam, oF natona onijn of aier me promiective awmers ar geoumms of fH subject propety @ ot ma pRsem owners ar aocunams cf me properties in the viciity ot tho sefyjoct pragerty ar on any oer haste prafitiied ty lew. 14 ky aenginyinant andor compensaton far partieming thés sppraisat a any furor anfcinated «apneétts © wasnt candiionad oa any agmeenint

ot tho sefyjoct pragerty ar on any oer haste prafitiied ty lew. 14 ky aenginyinant andor compensaton far partieming thés sppraisat a any furor anfcinated «apneétts © wasnt candiionad oa any agmeenint or understanding, writs ar oberwise, mat woukl reno (wr miosan amass sumarting 2 avedstemnined speciic vakie, a precdoterminad minimums vaio, 9 range a direction fa value, 2 vata mnt tsvors the cause af wy pay, of fhe atthinment al a speciic resuk or ouewrence al @ spaciic svsaquint aveat (such as amemat ot a pending mangaye tan applvamtion}. 1% 1 personaly ropamd at conctisions and opinions abow te sat aches fut ware ast fh m i amass rot Ht fied an sigriicant rei pmpedy anpraisl ascistonios rom amy didlo individuals ne packrmance at this angracal ae fe omreaamia: af fis apnmisat par, 1 have named sich individuals). and discesed «the spect: tasks parted im this copeciest apart, 4 certly that amy intial sy mamed is quafiod to geriorm the tks. 7 havo not authorized anyone ta mar a change ta any font ky FI anprals rept; mheroiare, any change made mM fis aprasa is ungunorined and | wif take om vesponsitiay far 24, 1 iontded he faridke/etiemt im Sie agpraisal port wha the indivekl, crginmatin, ar eget for the onganustm fat anced and will ransive this appraisal regiart, Frecite Ntsc Ferm FO Nbech 2005 yO vewong911 Page sat ‘Farias Form 1 0 Mareh 2005, foc 1GHUAD - "TOTAL apocaital sot by 2 i mods, ke. ~ 1-900-AL AMOK